Summary of Cartão de crédito: limite de parcelamento vai reduzir venda | Jornal da Noite

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A recent YouTube video discusses the debate between small and medium-sized entrepreneurs and consumers in Brazil over the limit on zero-interest credit card parole . The issue was first brought to the forefront by representatives of these groups, who argue that access to credit is crucial for realizing their dreams. A study by the Brazilian Institute of Geography and Statistics showed that without this option, consumers would spend less by half. However, the minister of finance and his team contend that the limit on parceled interest-free credit card loans allows banks and credit card operators to implement responsible lending practices and protect the economy.

• 00:00:00 In this section, small and medium-sized entrepreneurs and consumers in Brazil have gathered to express dissatisfaction with the limit of zero-interest credit card parole. The issue was first brought to the forefront by representatives of these groups, who argue that access to credit is crucial for realizing their dreams. A study by the Brazilian Institute of Geography and Statistics also shows that without this option, consumers would spend less by half. According to the minister of finance and his team, the law previously enacted in October had allowed banks and credit card operators to implement a limit on the parceled interest-free credit card loan. Critics of the new policy include representatives of the credit card industry, who argue that limiting the interest-free loan to 150 monthly payments could jeopardize the economy. The debate has centered on this proposal, which seeks to balance consumer and business needs while adhering to responsible lending practices.